Buy on the Ex-Dividend Date: Do You Get Paid?
Buy on the ex-dividend date and you do not get the dividend: a T+1 trade settles after the record date and the seller keeps it. Real Apple dates inside.
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Ex-Dividend Date vs. Record Date: Same Day?
Is the ex-dividend date the same as the record date? Since the T+1 switch in May 2024, yes, they fall on the same day for nearly every US dividend, measured.