Capital needed for $12,000 a year of distributions, by fund yield
Answered against 22 years of US equities and 12 years of US options data and published with the query that produced it. This result is stored as of 2026-08-15, from What $1,000 a Month in Dividends Takes.
| ticker | price | payments | trailing_yield_pct | capital_thousands_usd |
|---|---|---|---|---|
| HDV | 29.3 | 5 | 11.32 | 106 |
| JEPI | 58.02 | 12 | 7.89 | 152 |
| SPYD | 50.45 | 4 | 4.03 | 298 |
| VNQ | 98.75 | 4 | 3.52 | 341 |
| XLU | 44.29 | 4 | 3.34 | 359 |
| DVY | 165.52 | 4 | 3.18 | 378 |
| SCHD | 34.53 | 4 | 3.04 | 395 |
| VYM | 166.63 | 4 | 2.18 | 551 |
| VIG | 245.5 | 4 | 1.46 | 823 |
| SPY | 776.05 | 4 | 0.97 | 1238 |
- Rows × columns
- 10 × 5
- Computed
- Completeness
- No missing values
- Source
- US exchange, SIP and OPRA market data
- Licence
- Strasmore terms · free, no signup
What each column holds
| Column | Type | Range | Notes |
|---|---|---|---|
ticker |
text | 10 distinct values (DVY, HDV, JEPI…) | |
price |
number | 29.3 to 776.05 | US dollars |
payments |
number | 4 to 12 | |
trailing_yield_pct |
number | 0.97 to 11.32 | percent |
capital_thousands_usd |
number | 106 to 1,238 | US dollars |
Computed from Strasmore's warehouse of US exchange, SIP and OPRA market data. Equity prices are delayed; options greeks and implied volatility are end-of-day. This result is stored, not recomputed on load — it is exactly the numbers that were returned on , and the query below is what returned them.
the exact SQL behind every number
WITH px AS (
SELECT ticker, argMax(close, window_start) AS price
FROM global_markets.delayed_stocks_minute_aggs
WHERE ticker IN ('JEPI', 'SPYD', 'VYM', 'SCHD', 'HDV', 'DVY', 'VIG', 'SPY', 'XLU', 'VNQ')
AND window_start >= now() - INTERVAL 7 DAY
AND (toHour(toTimeZone(window_start, 'America/New_York')) * 60
+ toMinute(toTimeZone(window_start, 'America/New_York'))) BETWEEN 570 AND 959
GROUP BY ticker
),
dv AS (
SELECT ticker, sum(cash_amount) AS ttm_div, count() AS payments
FROM global_markets.stocks_dividends
WHERE ticker IN ('JEPI', 'SPYD', 'VYM', 'SCHD', 'HDV', 'DVY', 'VIG', 'SPY', 'XLU', 'VNQ')
AND ex_dividend_date > today() - INTERVAL 1 YEAR
AND ex_dividend_date <= today()
AND cash_amount > 0
GROUP BY ticker
)
SELECT px.ticker AS ticker,
round(px.price, 2) AS price,
dv.payments AS payments,
round(dv.ttm_div / px.price * 100, 2) AS trailing_yield_pct,
round(12000 / (dv.ttm_div / px.price) / 1000, 0) AS capital_thousands_usd
FROM px
INNER JOIN dv ON px.ticker = dv.ticker
ORDER BY trailing_yield_pct DESC
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