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Capital needed for $12,000 a year of distributions, by fund yield

Answered against 22 years of US equities and 12 years of US options data and published with the query that produced it. This result is stored as of 2026-08-15, from What $1,000 a Month in Dividends Takes.

as of table 10×5read in context →
Capital needed for $12,000 a year of distributions, by fund yield — 10 rows by 5 columns, computed from US exchange, SIP and OPRA data.
tickerpricepaymentstrailing_yield_pctcapital_thousands_usd
HDV29.3511.32106
JEPI58.02127.89152
SPYD50.4544.03298
VNQ98.7543.52341
XLU44.2943.34359
DVY165.5243.18378
SCHD34.5343.04395
VYM166.6342.18551
VIG245.541.46823
SPY776.0540.971238
Rows × columns
10 × 5
Computed
Completeness
No missing values
Source
US exchange, SIP and OPRA market data
Licence
Strasmore terms · free, no signup
Formats
JSON · CSV · the SQL below

What each column holds

Column definitions for Capital needed for $12,000 a year of distributions, by fund yield, derived from the stored result.
ColumnTypeRangeNotes
ticker text 10 distinct values (DVY, HDV, JEPI…)
price number 29.3 to 776.05 US dollars
payments number 4 to 12
trailing_yield_pct number 0.97 to 11.32 percent
capital_thousands_usd number 106 to 1,238 US dollars

Computed from Strasmore's warehouse of US exchange, SIP and OPRA market data. Equity prices are delayed; options greeks and implied volatility are end-of-day. This result is stored, not recomputed on load — it is exactly the numbers that were returned on , and the query below is what returned them.

the exact SQL behind every number
WITH px AS (
    SELECT ticker, argMax(close, window_start) AS price
    FROM global_markets.delayed_stocks_minute_aggs
    WHERE ticker IN ('JEPI', 'SPYD', 'VYM', 'SCHD', 'HDV', 'DVY', 'VIG', 'SPY', 'XLU', 'VNQ')
      AND window_start >= now() - INTERVAL 7 DAY
      AND (toHour(toTimeZone(window_start, 'America/New_York')) * 60
           + toMinute(toTimeZone(window_start, 'America/New_York'))) BETWEEN 570 AND 959
    GROUP BY ticker
),
dv AS (
    SELECT ticker, sum(cash_amount) AS ttm_div, count() AS payments
    FROM global_markets.stocks_dividends
    WHERE ticker IN ('JEPI', 'SPYD', 'VYM', 'SCHD', 'HDV', 'DVY', 'VIG', 'SPY', 'XLU', 'VNQ')
      AND ex_dividend_date > today() - INTERVAL 1 YEAR
      AND ex_dividend_date <= today()
      AND cash_amount > 0
    GROUP BY ticker
)
SELECT px.ticker AS ticker,
       round(px.price, 2) AS price,
       dv.payments AS payments,
       round(dv.ttm_div / px.price * 100, 2) AS trailing_yield_pct,
       round(12000 / (dv.ttm_div / px.price) / 1000, 0) AS capital_thousands_usd
FROM px
INNER JOIN dv ON px.ticker = dv.ticker
ORDER BY trailing_yield_pct DESC

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