{"slug":"limited-margin-in-an-ira","qid":"short_rates","label":"Front-end Treasury yields, monthly averages","post_title":"Limited Margin in an IRA: Rules and Limits","post_url":"/blog/limited-margin-in-an-ira#q-short_rates","columns":["month","yield_1_month_pct","yield_3_month_pct"],"rows":[{"month":"2025-09-01","yield_1_month_pct":4.22,"yield_3_month_pct":4.05},{"month":"2025-10-01","yield_1_month_pct":4.15,"yield_3_month_pct":3.98},{"month":"2025-11-01","yield_1_month_pct":4.03,"yield_3_month_pct":3.94},{"month":"2025-12-01","yield_1_month_pct":3.77,"yield_3_month_pct":3.68},{"month":"2026-01-01","yield_1_month_pct":3.73,"yield_3_month_pct":3.67},{"month":"2026-02-01","yield_1_month_pct":3.72,"yield_3_month_pct":3.69},{"month":"2026-03-01","yield_1_month_pct":3.74,"yield_3_month_pct":3.72},{"month":"2026-04-01","yield_1_month_pct":3.69,"yield_3_month_pct":3.7},{"month":"2026-05-01","yield_1_month_pct":3.71,"yield_3_month_pct":3.69},{"month":"2026-06-01","yield_1_month_pct":3.69,"yield_3_month_pct":3.81},{"month":"2026-07-01","yield_1_month_pct":3.74,"yield_3_month_pct":3.87},{"month":"2026-08-01","yield_1_month_pct":3.79,"yield_3_month_pct":3.88},{"month":"2026-09-01","yield_1_month_pct":3.93,"yield_3_month_pct":4.09},{"month":"2026-10-01","yield_1_month_pct":4.06,"yield_3_month_pct":4.2}],"shape":"series","sql":"SELECT\n    toString(toStartOfMonth(date))       AS month,\n    round(avg(yield_1_month), 2)         AS yield_1_month_pct,\n    round(avg(yield_3_month), 2)         AS yield_3_month_pct\nFROM global_markets.treasury_yields\nWHERE date >= today() - 400\n  AND yield_1_month > 0\n  AND yield_3_month > 0\nGROUP BY month\nORDER BY month","computed_at":"2026-10-09T16:40:08.356469+00:00","elapsed":0.022136345}