{"slug":"how-stock-settlement-works-t-plus-1","qid":"pay_lag","label":"Ex-dividend date to payment date, latest 2026 dividend for nine household payers","post_title":"How Stock Settlement Works Under T+1","post_url":"/blog/how-stock-settlement-works-t-plus-1#q-pay_lag","columns":["ticker","latest_ex_date","ex_to_record_days","ex_to_pay_days"],"rows":[{"ticker":"AAPL","latest_ex_date":"Aug 10, 2026","ex_to_record_days":0,"ex_to_pay_days":3},{"ticker":"MCD","latest_ex_date":"Jun 2, 2026","ex_to_record_days":0,"ex_to_pay_days":14},{"ticker":"JNJ","latest_ex_date":"May 26, 2026","ex_to_record_days":0,"ex_to_pay_days":14},{"ticker":"KO","latest_ex_date":"Jun 15, 2026","ex_to_record_days":0,"ex_to_pay_days":16},{"ticker":"MSFT","latest_ex_date":"Aug 20, 2026","ex_to_record_days":0,"ex_to_pay_days":21},{"ticker":"CVX","latest_ex_date":"Aug 19, 2026","ex_to_record_days":0,"ex_to_pay_days":22},{"ticker":"PG","latest_ex_date":"Jul 24, 2026","ex_to_record_days":0,"ex_to_pay_days":24},{"ticker":"XOM","latest_ex_date":"Aug 17, 2026","ex_to_record_days":0,"ex_to_pay_days":24},{"ticker":"PEP","latest_ex_date":"Jun 5, 2026","ex_to_record_days":0,"ex_to_pay_days":25}],"shape":"series","sql":"SELECT\n    ticker,\n    formatDateTime(max(ex_dividend_date), '%b %e, %Y')                            AS latest_ex_date,\n    dateDiff('day', max(ex_dividend_date), argMax(record_date, ex_dividend_date)) AS ex_to_record_days,\n    dateDiff('day', max(ex_dividend_date), argMax(pay_date, ex_dividend_date))    AS ex_to_pay_days\nFROM global_markets.stocks_dividends\nWHERE ticker IN ('AAPL', 'MSFT', 'KO', 'JNJ', 'PG', 'XOM', 'CVX', 'PEP', 'MCD')\n  AND ex_dividend_date >= '2026-01-01'\n  AND ex_dividend_date <= today()\n  AND record_date >= ex_dividend_date\n  AND pay_date > ex_dividend_date\nGROUP BY ticker\nORDER BY ex_to_pay_days","computed_at":"2026-08-22T04:13:45.703032+00:00","elapsed":0.019585951}